Head-to-head comparison
University of North Texas vs Texas Woman's University: which has better ROI?
Option A Denton, TX
University of North Texas
- Net price / year
- $15,649
- Earnings, 10 years
- $57,010
- Payback
- 7.2 yrs
Option B Denton, TX
Texas Woman's University
- Net price / year
- $11,963
- Earnings, 10 years
- $56,544
- Payback
- 5.8 yrs
Texas Woman's University has the better ROI: it clears its 4-year net cost of $47,852 in 5.8 years versus 7.2 years at University of North Texas, on median earnings of $56,544 vs $57,010 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of North Texas | Texas Woman's University |
|---|---|---|
| Net price / yr | $15,649 | $11,963 |
| Total net cost | $62,596 | $47,852 |
| Median earnings, 10 yrs | $57,010 | $56,544 |
| Median debt | $19,250 | $19,218 |
| Payback | 7.2 yrs | 5.8 yrs |
| 20-year net return | $110,404 | $115,828 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of North Texas or Texas Woman's University?
Texas Woman's University, at $11,963 a year after aid versus $15,649 — a gap of $3,686 a year, or $14,744 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of North Texas or Texas Woman's University graduates earn more?
University of North Texas graduates report a median $57,010 ten years after entry, $466 more than the $56,544 at Texas Woman's University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of North Texas or Texas Woman's University?
Texas Woman's University: its completers carry a median $19,218 in federal loans versus $19,250 at University of North Texas, a difference of $32. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
61% of students finish at University of North Texas, against 49% at Texas Woman's University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.