Head-to-head comparison
University of Washington-Seattle Campus vs Pacific Lutheran University: which has better ROI?
Option A Seattle, WA
University of Washington-Seattle Campus
- Net price / year
- $14,091
- Earnings, 10 years
- $78,466
- Payback
- 1.9 yrs
Option B Tacoma, WA
Pacific Lutheran University
- Net price / year
- $19,589
- Earnings, 10 years
- $66,990
- Payback
- 4.2 yrs
University of Washington-Seattle Campus has the better ROI: it clears its 4-year net cost of $56,364 in 1.9 years versus 4.2 years at Pacific Lutheran University, on median earnings of $78,466 vs $66,990 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Washington-Seattle Campus | Pacific Lutheran University |
|---|---|---|
| Net price / yr | $14,091 | $19,589 |
| Total net cost | $56,364 | $78,356 |
| Median earnings, 10 yrs | $78,466 | $66,990 |
| Median debt | $14,615 | $22,578 |
| Payback | 1.9 yrs | 4.2 yrs |
| 20-year net return | $545,756 | $294,244 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Washington-Seattle Campus or Pacific Lutheran University?
University of Washington-Seattle Campus, at $14,091 a year after aid versus $19,589 — a gap of $5,498 a year, or $21,992 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Washington-Seattle Campus or Pacific Lutheran University graduates earn more?
University of Washington-Seattle Campus graduates report a median $78,466 ten years after entry, $11,476 more than the $66,990 at Pacific Lutheran University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Washington-Seattle Campus or Pacific Lutheran University?
University of Washington-Seattle Campus: its completers carry a median $14,615 in federal loans versus $22,578 at Pacific Lutheran University, a difference of $7,963. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
85% of students finish at University of Washington-Seattle Campus, against 69% at Pacific Lutheran University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.