Head-to-head comparison
University of Wisconsin-Madison vs University of Minnesota-Twin Cities: which has better ROI?
Option A Madison, WI
University of Wisconsin-Madison
- Net price / year
- $17,354
- Earnings, 10 years
- $73,792
- Payback
- 2.7 yrs
Option B Minneapolis, MN
University of Minnesota-Twin Cities
- Net price / year
- $16,778
- Earnings, 10 years
- $69,020
- Payback
- 3.2 yrs
University of Wisconsin-Madison has the better ROI: it clears its 4-year net cost of $69,416 in 2.7 years versus 3.2 years at University of Minnesota-Twin Cities, on median earnings of $73,792 vs $69,020 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Wisconsin-Madison | University of Minnesota-Twin Cities |
|---|---|---|
| Net price / yr | $17,354 | $16,778 |
| Total net cost | $69,416 | $67,112 |
| Median earnings, 10 yrs | $73,792 | $69,020 |
| Median debt | $20,484 | $19,500 |
| Payback | 2.7 yrs | 3.2 yrs |
| 20-year net return | $439,224 | $346,088 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Wisconsin-Madison or University of Minnesota-Twin Cities?
University of Minnesota-Twin Cities, at $16,778 a year after aid versus $17,354 — a gap of $576 a year, or $2,304 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Wisconsin-Madison or University of Minnesota-Twin Cities graduates earn more?
University of Wisconsin-Madison graduates report a median $73,792 ten years after entry, $4,772 more than the $69,020 at University of Minnesota-Twin Cities. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Wisconsin-Madison or University of Minnesota-Twin Cities?
University of Minnesota-Twin Cities: its completers carry a median $19,500 in federal loans versus $20,484 at University of Wisconsin-Madison, a difference of $984. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
90% of students finish at University of Wisconsin-Madison, against 85% at University of Minnesota-Twin Cities. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.