Head-to-head comparison
University of Wisconsin-Oshkosh vs Carroll University: which has better ROI?
Option A Oshkosh, WI
University of Wisconsin-Oshkosh
- Net price / year
- $14,305
- Earnings, 10 years
- $55,548
- Payback
- 8 yrs
Option B Waukesha, WI
Carroll University
- Net price / year
- $15,193
- Earnings, 10 years
- $58,009
- Payback
- 6.3 yrs
Carroll University has the better ROI: it clears its 4-year net cost of $60,772 in 6.3 years versus 8 years at University of Wisconsin-Oshkosh, on median earnings of $58,009 vs $55,548 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Wisconsin-Oshkosh | Carroll University |
|---|---|---|
| Net price / yr | $14,305 | $15,193 |
| Total net cost | $57,220 | $60,772 |
| Median earnings, 10 yrs | $55,548 | $58,009 |
| Median debt | $21,500 | $27,000 |
| Payback | 8 yrs | 6.3 yrs |
| 20-year net return | $86,540 | $132,208 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Wisconsin-Oshkosh or Carroll University?
University of Wisconsin-Oshkosh, at $14,305 a year after aid versus $15,193 — a gap of $888 a year, or $3,552 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Wisconsin-Oshkosh or Carroll University graduates earn more?
Carroll University graduates report a median $58,009 ten years after entry, $2,461 more than the $55,548 at University of Wisconsin-Oshkosh. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Wisconsin-Oshkosh or Carroll University?
University of Wisconsin-Oshkosh: its completers carry a median $21,500 in federal loans versus $27,000 at Carroll University, a difference of $5,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
71% of students finish at Carroll University, against 46% at University of Wisconsin-Oshkosh. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.