Head-to-head comparison
Vincennes University vs Grace College and Theological Seminary: which has better ROI?
Option A Vincennes, IN
Vincennes University
- Net price / year
- $11,225
- Earnings, 10 years
- $41,110
- Payback
- No payback
Option B Winona Lake, IN
Grace College and Theological Seminary
- Net price / year
- $19,932
- Earnings, 10 years
- $45,411
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Grace College and Theological Seminary comes closer — median earnings $45,411 against a $79,728 total, vs $41,110 at Vincennes University. (Scorecard, 2026 · our math.)
| Measure | Vincennes University | Grace College and Theological Seminary |
|---|---|---|
| Net price / yr | $11,225 | $19,932 |
| Total net cost | $44,900 | $79,728 |
| Median earnings, 10 yrs | $41,110 | $45,411 |
| Median debt | $12,000 | $19,500 |
| Payback | — | — |
| 20-year net return | -$189,900 | -$138,708 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Vincennes University or Grace College and Theological Seminary?
Vincennes University, at $11,225 a year after aid versus $19,932 — a gap of $8,707 a year, or $34,828 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Vincennes University or Grace College and Theological Seminary graduates earn more?
Grace College and Theological Seminary graduates report a median $45,411 ten years after entry, $4,301 more than the $41,110 at Vincennes University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Vincennes University or Grace College and Theological Seminary?
Vincennes University: its completers carry a median $12,000 in federal loans versus $19,500 at Grace College and Theological Seminary, a difference of $7,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
69% of students finish at Grace College and Theological Seminary, against 39% at Vincennes University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.