Head-to-head comparison
William Paterson University of New Jersey vs Bloomfield College of Montclair State University: which has better ROI?
Option A Wayne, NJ
William Paterson University of New Jersey
- Net price / year
- $18,745
- Earnings, 10 years
- $57,780
- Payback
- 8 yrs
Option B Bloomfield, NJ
Bloomfield College of Montclair State University
- Net price / year
- $28,014
- Earnings, 10 years
- $61,415
- Payback
- 8.6 yrs
William Paterson University of New Jersey has the better ROI: it clears its 4-year net cost of $74,980 in 8 years versus 8.6 years at Bloomfield College of Montclair State University, on median earnings of $57,780 vs $61,415 ten years out. (Scorecard, 2026 · our math.)
| Measure | William Paterson University of New Jersey | Bloomfield College of Montclair State University |
|---|---|---|
| Net price / yr | $18,745 | $28,014 |
| Total net cost | $74,980 | $112,056 |
| Median earnings, 10 yrs | $57,780 | $61,415 |
| Median debt | $22,334 | $22,000 |
| Payback | 8 yrs | 8.6 yrs |
| 20-year net return | $113,420 | $149,044 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, William Paterson University of New Jersey or Bloomfield College of Montclair State University?
William Paterson University of New Jersey, at $18,745 a year after aid versus $28,014 — a gap of $9,269 a year, or $37,076 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do William Paterson University of New Jersey or Bloomfield College of Montclair State University graduates earn more?
Bloomfield College of Montclair State University graduates report a median $61,415 ten years after entry, $3,635 more than the $57,780 at William Paterson University of New Jersey. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, William Paterson University of New Jersey or Bloomfield College of Montclair State University?
Bloomfield College of Montclair State University: its completers carry a median $22,000 in federal loans versus $22,334 at William Paterson University of New Jersey, a difference of $334. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
44% of students finish at William Paterson University of New Jersey, against 38% at Bloomfield College of Montclair State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.