California State University-Monterey Bay — ROI, Cost & Payback
California State University-Monterey Bay charges a net price of $13,663/yr after aid — a 4-year total of $54,652. Graduates earn a median $59,247 ten years after entry, $10,887/yr above the $48,360 high-school baseline, clearing the total in 5 years — a 20-year net return of $163,088, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
California State University-Monterey Bay's 5-year payback ranks #423 of 1,280 US colleges we track — better ROI than 67% of them, and #72 of 334 in California.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $13,663/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $54,652 | our math |
| Median earnings, 10 yrs after entry | $59,247 | Scorecard, 2026 |
| Earnings premium over HS baseline | $10,887/yr | our math |
| Median debt (completers) | $12,750 | Scorecard, 2026 |
| Payback | 5 yrs | our math |
| 20-year net return | $163,088 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.