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Empire State University — ROI, Cost & Payback

Public · Saratoga Springs, NY · 7,585 students

The verdict

Empire State University charges a net price of $11,676/yr after aid — a 4-year total of $46,704. Graduates earn a median $54,080 ten years after entry, $5,720/yr above the $48,360 high-school baseline, clearing the total in 8.2 years — a 20-year net return of $67,696, a solid payback. (Scorecard, 2026 · our math.)

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Empire State University's 8.2-year payback ranks #701 of 1,280 US colleges we track — better ROI than 45% of them, and #77 of 203 in New York.

Better ROI than 45% of US colleges#701 of 1,280
Weakest ROIStrongest ROI
$11,676
Net price / yr
Scorecard, 2026
$54,080
Median earnings, 10 yrs
Scorecard, 2026
8.2 yrs
Payback
Our math, 2026
Admission rate
Scorecard, 2026
Empire State University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$11,676/yrScorecard, 2026
Total net cost (4 yrs)$46,704our math
Median earnings, 10 yrs after entry$54,080Scorecard, 2026
Earnings premium over HS baseline$5,720/yrour math
Median debt (completers)$18,730Scorecard, 2026
Payback8.2 yrsour math
20-year net return$67,696our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.

Empire State University: frequently asked questions

Is Empire State University worth the cost?
On the numbers, yes. Empire State University charges $11,676/yr after aid ($46,704 over 4 years), and graduates earn a median $54,080 ten years out — $5,720/yr above the $48,360 high-school baseline. That clears the cost in 8.2 years and returns $67,696 net over 20 years, a solid payback.
How long does a Empire State University degree take to pay off?
About 8.2 years. We divide the $46,704 four-year net cost by the $5,720/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Empire State University cost after financial aid?
The median net price is $11,676/yr — about $46,704 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Empire State University compare to other New York colleges?
It ranks #77 of 203 New York colleges we track by payback. Its $54,080 median earnings beat the national median of $43,552, and its $11,676 net price is below the national median of $16,906.