Head-to-head comparison
Empire State University vs Yeshiva University: which has better ROI?
Option A Saratoga Springs, NY
Empire State University
- Net price / year
- $11,676
- Earnings, 10 years
- $54,080
- Payback
- 8.2 yrs
Option B New York, NY
Yeshiva University
- Net price / year
- $49,965
- Earnings, 10 years
- $71,353
- Payback
- 8.7 yrs
Empire State University has the better ROI: it clears its 4-year net cost of $46,704 in 8.2 years versus 8.7 years at Yeshiva University, on median earnings of $54,080 vs $71,353 ten years out. (Scorecard, 2026 · our math.)
| Measure | Empire State University | Yeshiva University |
|---|---|---|
| Net price / yr | $11,676 | $49,965 |
| Total net cost | $46,704 | $199,860 |
| Median earnings, 10 yrs | $54,080 | $71,353 |
| Median debt | $18,730 | $18,250 |
| Payback | 8.2 yrs | 8.7 yrs |
| 20-year net return | $67,696 | $260,000 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Empire State University or Yeshiva University?
Empire State University, at $11,676 a year after aid versus $49,965 — a gap of $38,289 a year, or $153,156 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Empire State University or Yeshiva University graduates earn more?
Yeshiva University graduates report a median $71,353 ten years after entry, $17,273 more than the $54,080 at Empire State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Empire State University or Yeshiva University?
Yeshiva University: its completers carry a median $18,250 in federal loans versus $18,730 at Empire State University, a difference of $480. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
83% of students finish at Yeshiva University, against 41% at Empire State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.