Saint Mary's College of California — ROI, Cost & Payback
Saint Mary's College of California charges a net price of $30,378/yr after aid — a 4-year total of $121,512. Graduates earn a median $78,812 ten years after entry, $30,452/yr above the $48,360 high-school baseline, clearing the total in 4 years — a 20-year net return of $487,528, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
Saint Mary's College of California's 4-year payback ranks #294 of 1,280 US colleges we track — better ROI than 77% of them, and #65 of 334 in California.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $30,378/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $121,512 | our math |
| Median earnings, 10 yrs after entry | $78,812 | Scorecard, 2026 |
| Earnings premium over HS baseline | $30,452/yr | our math |
| Median debt (completers) | $23,691 | Scorecard, 2026 |
| Payback | 4 yrs | our math |
| 20-year net return | $487,528 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.