Head-to-head comparison
Siena University vs Utica University: which has better ROI?
Option A Loudonville, NY
Siena University
- Net price / year
- $33,733
- Earnings, 10 years
- $76,079
- Payback
- 4.9 yrs
Option B Utica, NY
Utica University
- Net price / year
- $19,108
- Earnings, 10 years
- $63,277
- Payback
- 5.1 yrs
Siena University has the better ROI: it clears its 4-year net cost of $134,932 in 4.9 years versus 5.1 years at Utica University, on median earnings of $76,079 vs $63,277 ten years out. (Scorecard, 2026 · our math.)
| Measure | Siena University | Utica University |
|---|---|---|
| Net price / yr | $33,733 | $19,108 |
| Total net cost | $134,932 | $76,432 |
| Median earnings, 10 yrs | $76,079 | $63,277 |
| Median debt | $26,561 | $22,500 |
| Payback | 4.9 yrs | 5.1 yrs |
| 20-year net return | $419,448 | $221,908 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Siena University or Utica University?
Utica University, at $19,108 a year after aid versus $33,733 — a gap of $14,625 a year, or $58,500 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Siena University or Utica University graduates earn more?
Siena University graduates report a median $76,079 ten years after entry, $12,802 more than the $63,277 at Utica University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Siena University or Utica University?
Utica University: its completers carry a median $22,500 in federal loans versus $26,561 at Siena University, a difference of $4,061. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
75% of students finish at Siena University, against 56% at Utica University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.