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Utica University — ROI, Cost & Payback

Private nonprofit · Utica, NY · 2,278 students

The verdict

Utica University charges a net price of $19,108/yr after aid — a 4-year total of $76,432. Graduates earn a median $63,277 ten years after entry, $14,917/yr above the $48,360 high-school baseline, clearing the total in 5.1 years — a 20-year net return of $221,908, a solid payback. (Scorecard, 2026 · our math.)

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Utica University's 5.1-year payback ranks #438 of 1,280 US colleges we track — better ROI than 66% of them, and #53 of 203 in New York.

Better ROI than 66% of US colleges#438 of 1,280
Weakest ROIStrongest ROI
$19,108
Net price / yr
Scorecard, 2026
$63,277
Median earnings, 10 yrs
Scorecard, 2026
5.1 yrs
Payback
Our math, 2026
92%
Admission rate
Scorecard, 2026
Utica University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$19,108/yrScorecard, 2026
Total net cost (4 yrs)$76,432our math
Median earnings, 10 yrs after entry$63,277Scorecard, 2026
Earnings premium over HS baseline$14,917/yrour math
Median debt (completers)$22,500Scorecard, 2026
Payback5.1 yrsour math
20-year net return$221,908our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.

Utica University: frequently asked questions

Is Utica University worth the cost?
On the numbers, yes. Utica University charges $19,108/yr after aid ($76,432 over 4 years), and graduates earn a median $63,277 ten years out — $14,917/yr above the $48,360 high-school baseline. That clears the cost in 5.1 years and returns $221,908 net over 20 years, a solid payback.
How long does a Utica University degree take to pay off?
About 5.1 years. We divide the $76,432 four-year net cost by the $14,917/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Utica University cost after financial aid?
The median net price is $19,108/yr — about $76,432 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Utica University compare to other New York colleges?
It ranks #53 of 203 New York colleges we track by payback. Its $63,277 median earnings beat the national median of $43,552, and its $19,108 net price is above the national median of $16,906.