Head-to-head comparison
The University of Tennessee-Knoxville vs Vanderbilt University: which has better ROI?
Option A Knoxville, TN
The University of Tennessee-Knoxville
- Net price / year
- $18,976
- Earnings, 10 years
- $60,249
- Payback
- 6.4 yrs
Option B Nashville, TN
Vanderbilt University
- Net price / year
- $15,846
- Earnings, 10 years
- $91,565
- Payback
- 1.5 yrs
Vanderbilt University has the better ROI: it clears its 4-year net cost of $63,384 in 1.5 years versus 6.4 years at The University of Tennessee-Knoxville, on median earnings of $91,565 vs $60,249 ten years out. (Scorecard, 2026 · our math.)
| Measure | The University of Tennessee-Knoxville | Vanderbilt University |
|---|---|---|
| Net price / yr | $18,976 | $15,846 |
| Total net cost | $75,904 | $63,384 |
| Median earnings, 10 yrs | $60,249 | $91,565 |
| Median debt | $20,500 | $14,000 |
| Payback | 6.4 yrs | 1.5 yrs |
| 20-year net return | $161,876 | $800,716 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, The University of Tennessee-Knoxville or Vanderbilt University?
Vanderbilt University, at $15,846 a year after aid versus $18,976 — a gap of $3,130 a year, or $12,520 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do The University of Tennessee-Knoxville or Vanderbilt University graduates earn more?
Vanderbilt University graduates report a median $91,565 ten years after entry, $31,316 more than the $60,249 at The University of Tennessee-Knoxville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, The University of Tennessee-Knoxville or Vanderbilt University?
Vanderbilt University: its completers carry a median $14,000 in federal loans versus $20,500 at The University of Tennessee-Knoxville, a difference of $6,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
94% of students finish at Vanderbilt University, against 74% at The University of Tennessee-Knoxville. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.