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The University of Tennessee-Knoxville — ROI, Cost & Payback

Public · Knoxville, TN · 30,418 students

The verdict

The University of Tennessee-Knoxville charges a net price of $18,976/yr after aid — a 4-year total of $75,904. Graduates earn a median $60,249 ten years after entry, $11,889/yr above the $48,360 high-school baseline, clearing the total in 6.4 years — a 20-year net return of $161,876, a solid payback. (Scorecard, 2026 · our math.)

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The University of Tennessee-Knoxville's 6.4-year payback ranks #556 of 1,280 US colleges we track — better ROI than 57% of them, and #6 of 91 in Tennessee.

Better ROI than 57% of US colleges#556 of 1,280
Weakest ROIStrongest ROI
$18,976
Net price / yr
Scorecard, 2026
$60,249
Median earnings, 10 yrs
Scorecard, 2026
6.4 yrs
Payback
Our math, 2026
42%
Admission rate
Scorecard, 2026
The University of Tennessee-Knoxville: cost, earnings and payback
MeasureValueSource
Net price (after aid)$18,976/yrScorecard, 2026
Total net cost (4 yrs)$75,904our math
Median earnings, 10 yrs after entry$60,249Scorecard, 2026
Earnings premium over HS baseline$11,889/yrour math
Median debt (completers)$20,500Scorecard, 2026
Payback6.4 yrsour math
20-year net return$161,876our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.

The University of Tennessee-Knoxville: frequently asked questions

Is The University of Tennessee-Knoxville worth the cost?
On the numbers, yes. The University of Tennessee-Knoxville charges $18,976/yr after aid ($75,904 over 4 years), and graduates earn a median $60,249 ten years out — $11,889/yr above the $48,360 high-school baseline. That clears the cost in 6.4 years and returns $161,876 net over 20 years, a solid payback.
How long does a The University of Tennessee-Knoxville degree take to pay off?
About 6.4 years. We divide the $75,904 four-year net cost by the $11,889/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does The University of Tennessee-Knoxville cost after financial aid?
The median net price is $18,976/yr — about $75,904 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does The University of Tennessee-Knoxville compare to other Tennessee colleges?
It ranks #6 of 91 Tennessee colleges we track by payback. Its $60,249 median earnings beat the national median of $43,552, and its $18,976 net price is above the national median of $16,906.