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Minnesota State University Moorhead — ROI, Cost & Payback

Public · Moorhead, MN · 3,072 students

The verdict

Minnesota State University Moorhead charges a net price of $17,997/yr after aid — a 4-year total of $71,988. Graduates earn a median $50,527 ten years after entry, $2,167/yr above the $48,360 high-school baseline, clearing the total in 33.2 years — a 20-year net return of $-28,648, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)

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Minnesota State University Moorhead's 33.2-year payback ranks #1,145 of 1,280 US colleges we track — better ROI than 11% of them, and #33 of 68 in Minnesota.

Better ROI than 11% of US colleges#1,145 of 1,280
Weakest ROIStrongest ROI
$17,997
Net price / yr
Scorecard, 2026
$50,527
Median earnings, 10 yrs
Scorecard, 2026
33.2 yrs
Payback
Our math, 2026
59%
Admission rate
Scorecard, 2026
Minnesota State University Moorhead: cost, earnings and payback
MeasureValueSource
Net price (after aid)$17,997/yrScorecard, 2026
Total net cost (4 yrs)$71,988our math
Median earnings, 10 yrs after entry$50,527Scorecard, 2026
Earnings premium over HS baseline$2,167/yrour math
Median debt (completers)$20,000Scorecard, 2026
Payback33.2 yrsour math
20-year net return$-28,648our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.

Minnesota State University Moorhead: frequently asked questions

Is Minnesota State University Moorhead worth the cost?
On the numbers, yes. Minnesota State University Moorhead charges $17,997/yr after aid ($71,988 over 4 years), and graduates earn a median $50,527 ten years out — $2,167/yr above the $48,360 high-school baseline. That clears the cost in 33.2 years and returns $-28,648 net over 20 years, a weak return — the cost is hard to justify on earnings alone.
How long does a Minnesota State University Moorhead degree take to pay off?
About 33.2 years. We divide the $71,988 four-year net cost by the $2,167/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Minnesota State University Moorhead cost after financial aid?
The median net price is $17,997/yr — about $71,988 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Minnesota State University Moorhead compare to other Minnesota colleges?
It ranks #33 of 68 Minnesota colleges we track by payback. Its $50,527 median earnings beat the national median of $43,552, and its $17,997 net price is above the national median of $16,906.